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Joan Tong

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!
 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
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WhatsApp me at +65 87829460  
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Testimonials and Referral Notes

View the full list

Dylan Ng. Financial Advisor. PIAS-Apex Wealth

Joan came to our agency to present and bring us through using the HQ system and we found that she is highly effective in helping us to engage our clients in a more meaningful and interesting way. I think you will not regret meeting her.

Joan Tong. Heartzmail & Headquarter

We missed Keon Chee, our moderator in this picture. HQ brought together this event with the support of our friends and associates. Bottom from left: Michael Seow, Benny Ong & Allen Lim. Top from left: Zi Lem, Will Ho, Samuel Koh, Joan Tong and David Chee. A massive THANK YOU to all of you for this successful and fruitful event!

Bernard Pang. Apex. NTUC Income

Joan came over to our office to help us get started on using their Sales OS. She is passionate about her area of work and in helping us, and I thought it was very useful and engaging. I think you will enjoy getting to know her too! Thank you Joan!

Yi Hui. Financial Consultant. Prudential Singapore

In the training conducted by Joan, she was effective, helpful & generous in sharing ideas that I found practical and useful. The HQ system is one system to check out as it is interesting and relevant, and I think anyone in the sales industry can benefit greatly!

Jaymee Lai. PaceSetters Organization. Prudential

I met up with Joan today for a HQ session and I picked up a thing or two on how powerful and meaningful HQ can be as I look integrate it to my workflow. Just like me, I think you’d benefit from meeting her.

Wei Chun. Senior Financial Consultant. Prudential Singapore

Excellent person to work with. Knows her products and services inside out, delivers solution with deep insights on untapped potential.