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Joan Tong

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
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WhatsApp me at +65 87829460  
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Testimonials and Referral Notes

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Marcus. Prudential-Pathfinder

Joan came down to our agency to being us through on how to use HQ for our work. We found interesting and useful and I think you'd benefit from it.

Aihua. Senior Financial Consultant. Prudential Singapore

I met up with Joan today for a session on how to use the HQ system. I must say that it was very useful and interesting, and she's helpful and engaging. 她也很可爱! Thank you for your time! And get to know Joan, you won't regret it!

Shimin

I like how Joan is patient and reliable, and she is also an insightful and engaging trainer who has our interests at heart when it comes to positioning us well.I'm grateful for her work so far and I highly recommend her and the company HQ!

Joycelyn Phang. MDRT Qualifier 2021. Prudential Singapore

HQ is a great platform / channel for publicity, especially for people like us who need to run their own business. I love the function that it can customize our own birthday cards and make our clients feel privileged as it's something personalised. On top of that, working with Joan is amazing because she is friendly, helpful and dedicated lady. She is always able to assist me on technical works as I’m not good at IT stuffs. Honestly speaking, I can’t live without HQ now, thank you Joan & HQ. I would highly recommend this platform for everyone, 10/10 must try!💯

Bee Ling. Master Financial Consultant. Prudential

I met up with Joan for a Refresher Session and I found her to be effective and engaging in imparting to me how HQ can be harnessed for my benefit. The time spent with her to clarify my doubts and questions on HQ was worth it as she guided me along. It was fun being around her too. Do get in touch with her and I think you'd find it useful!

Christopher Joo. Financial Consultant. AIA Singapore

Joan came to our agency to do a training and we thought it was highly informative and engaging. She was also in giving us ideas in which we found practical and I highly recommend any salesperson to adopt this system. Get to know her!