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Joan Tong

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!
 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
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WhatsApp me at +65 87829460  
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Testimonials and Referral Notes

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Desmond Fu. Financial Consultant

I had an interesting session with Joan on HQ and how it can be of use in our advisory process. It was a fruitful time. You should take time to hear her out for her input. Highly recommended! It’s awesome!

Zhongyong. Great Eastern Life

Today I met up with Joan regarding how HQ could enhance our advisory system and make it more robust. I picked up a few interesting ideas from her, and I think you’d learn a thing or two too when you meet her up.

Eleanor

My team and I met up with Joan today and it was a refreshing session on how HQ can work out for us. You must meet her!

Alex Chong & Winson Ng. Financial Services Director & Financial Services Manager. AIA Singapore

Joan is someone who is passionate and energetic, and cares deeply about the progress of clients and users like us. She is also bubbly and approachable, and is good at what she does. In spite of our busy schedules, she was very patient and on-the-ball with her follow-ups and took time to catch up with us on-site, which we appreciate. Her training is clear, and we found the HQ platform to be user-friendly and easy to understand. Thank you Joan and HQ! Highly recommended.

Soo Xuan. Financial Consultant. Prudential Singapore

Meeting Joan was a joy. Joan is fun-loving and helpful in giving ideas that I found interesting and they work. You'd enjoy getting to meet her! Totally recommend!

Cassandra Foo. AIA RTP

We have been clients of HQ for a couple of years now and recently we went to meet Joan today for a refresher session on the HQ platform and we found it very useful. Joan was patient in helping us to understand more in detail on how the system works and how it can be used to enhance our work and credibility. It was a pleasure meeting her up. Do catch up with her. You won't regret it.