Joan Tong

Business Development Manager

Joan Tong

Business Development Manager

At Headquarter.io, I find joy in serving service and financial professionals in creative & enriching ways.

Fueled by a passion for forging enduring relationships and driving businesses through strategic touchpoints, our focus on increasing appointment rates has delivered tangible results for our users.

From understanding the challenges faced by financial consultants and agencies to optimizing work processes and providing effective solutions, the journey has been immensely satisfying.

Serving alongside and empowering financial consultants has been humbling, enabling my team and I to support numerous FCs that would raise industry standards over the years.

Dedicated to fostering growth and building meaningful connections, we take pride in making a significant impact on the financial services community in every aspect of our work.

Do check out the Headquarter (HQ) platform.

Have got questions on how you can set yourself apart effectively in the marketplace? Let's meet over Zoom by clicking here:

Or feel free to drop me a note via WhatsApp or email if you have any queries!

Work
- Headquarter.io | Winner of InsurTech of the Year Award 2021 & 2022
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

Keeping Relationships Alive with Service Automation

In facing increasing competition for attention, staying in touch consistently with clients & prospects and getting repeat businesses can become a struggle.

This is a pain point that we at Headquarter work to solve, and where we fill that gap via automation & managed services.

Let us work together to see how HQ can best serve your needs.

Tap here to schedule an appointment for a demo or a review session with me today!

Joan Tong
Headquarter

Convenient and Effective Channel to Do Something Special for Our Clients

Thank you HQ for creating the platform and act as a channel of word of mouth to let my clients know more about me.

It is just a link away with a simply click then can let clients promote my good work by accessing my testimonials and share around with their circle of friends. Meanwhile, it helps me to manage and value add my clients on monthly basis. The articles are very creative and insightful and my clients love this initiative so much.

On top of that, HQ acts as an admin to remind me to do list and sent the personalised greeting card to clients by just preset all the contents into system then I can have a peace of mind to focus on my daily meeting.

We all know that we got to do something special for our clients, try out HQ, it is the most convenient and efficient channel 👍🏻

Yugi Toh
Financial Services Director
Top of the Table
Prudential Singapore

Enthusiastic, Engaging & Useful

Joan is a helpful, engaging and enthusiastic trainer who has our interests at heart when it comes to positioning us well. She takes effort to educate & show us clearly how their system can work for us.

Not only that, I also found the Headquarter system very comprehensive and user-friendly in delivering touchpoints to our customers.

I'm thankful for her work and her team so far and I highly recommend her & the company HQ!

Jaslyn Ng
Financial Services Director
Top of The Table
Prudential Singapore

Can't Live Without HQ Now

HQ is a great platform / channel for publicity, especially for people like us who need to run their own business.

I love the function that it can customize our own birthday cards and make our clients feel privileged as it's something personalised.

On top of that, working with Joan is amazing because she is friendly, helpful and dedicated lady. She is always able to assist me on technical works as I’m not good at IT stuffs.

Honestly speaking, I can’t live without HQ now, thank you Joan & HQ. I would highly recommend this platform for everyone, 10/10 must try!💯

Joycelyn Phang
MDRT Qualifier 2021
Prudential Singapore

Cheerful, Prompt & Supportive

I finally had a face to face meet up for a training conducted by Joan.

For the past two years, I was exploring how to use the HQ system by myself and with the support by Joan & team.

Joan is ever cheerful and has been prompt in helping me via WhatsApp. Addressing the technical issues I faced using the system and how I could utilise many of the functions HQ provides.

Till date, HQ has enhanced features which helps me with servicing my clients.

I have referred friends who found HQ fascinating and consider getting this system to help in their course of work. Will continue to refer others too.

Appreciate the HQ team and special thanks to Joan!

Wil-son Lee
Dynamic Group
Manulife Financial Advisers

Energetic, Patient, and Passionate

Joan is someone who is passionate and energetic, and cares deeply about the progress of clients and users like us. She is also bubbly and approachable, and is good at what she does.

In spite of our busy schedules, she was very patient and on-the-ball with her follow-ups and took time to catch up with us on-site, which we appreciate. Her training is clear, and we found the HQ platform to be user-friendly and easy to understand.

Thank you Joan and HQ! Highly recommended.

Alex Chong & Winson Ng
Financial Services Director & Financial Services Manager
AIA Singapore

The Estate Planning Conversation (Aug 2018)

We missed Keon Chee, our moderator in this picture. HQ brought together this event with the support of our friends and associates.

Bottom from left: Michael Seow, Benny Ong & Allen Lim. Top from left: Zi Lem, Will Ho, Samuel Koh, Joan Tong and David Chee.

A massive THANK YOU to all of you for this successful and fruitful event!

Joan Tong
Heartzmail & Headquarter

Headquarter Supports GoSpace

It is an honour for myself & Headquarter to be part of the Media/Crowdfunding team for the once-in-a-lifetime GoSpace project.

On 31 May 2019, Mr Lim Seng attempted Singapore's maiden journey into space from Alice Springs, Australia.

Though the mission had to be aborted prematurely due to depressurization, the Space team was successful in the attempt and managed to attain over 24,000 ft above sea level after 19 minutes of steady ascent.

It has been a long time coming and the journey continues. The Space team is not giving up. And so are we.

In the photo is Mr Lim Seng, the head & heart behind this treacherous-yet-remarkable mission. Keep your eyes peeled as he sends the first Singaporean to the edge of space!

Joan Tong
Headquarter

HQ - Great System with Great People

Not only is it a great system but it’s filled with great people leading the team. Namely Samuel who leads and Joan whom greatly supports.

Joan gives her heart when she trains. And she is so open towards hearing and learning from us at the same time. Joan & Samuel constantly support and work hard as the backbone of HQ to add value to us.

Not only is this consistent at point of sale of HQ system, it is also followed through with coaching and guiding our team after we became users of HQ.

HQ incentives made it so helpful and encourage us to add value when we meet clients. This in turn attain great testimonials that supports the team as well as adds value to the marketplace.

This is definitely a system to adopt for all practitioners out there!

Jeremy Ng
Executive Senior Manager
Henry Kencana & Associates
Great Eastern Life

Diligent & Friendly Senior + Great System

I lately got to finally catch up with Joan my senior. Being in this business for about a year now, I was introduced by an associate who was using the HQ platform. When I found out that Joan was working here and would be the one training us, I was pleasantly surprised.

She takes her work seriously and does her best in supporting us. Not only does she does she impart how we can maximise the platform, she's also still as friendly and amiable as before.

I have managed to get several referrals using the HQ system, and I'm excited to see how I can grow my business with their solutions. I strongly recommend!

Xueli
Financial Consultant
Prudential Singapore

Helpful & Dedicated Individual

Hi Shyam,

Joan and I finally caught up today and I found her to be very helpful and dedicated in her area of work. She helped me sort out my web profile and was creative & insightful in generating ideas in which I could apply in my business.

I highly recommend you and your team to check out their interesting and awesome system. You won't regret it!

Warmest regards,
Clara Phua
Chartered Financial Consultant
PACS

Blessed Session

Hi Everyone!,

I just want each of you to know how great Joan is! She came to support us with her 100% to walk us through how we can best maximise the potential of HQ for ourselves. She’s the person you want to meet in the morning - contagious happy vibes! The session went so well because of her genuine effort and patience with us. Through her training session, I am able to fully optimise my usage of HQ. Thanks Joan for the blessed session!

Warmest regards,
Sally Chew
Senior Financial Planner, Great Eastern

Useful Refresher with the HQ Lady

Hi Mike,

I just met up with Joan today on how HQ could add value to our outreach process. She has shared with me some interesting ideas to explore and I believe that you’ll learn something useful from meeting up with her.

Regards,
Patrick Chang
SimplyWills

Meet someone interesting from Headquarter

I experienced the services of Joan and her company, Headquarter.io, and I found it to be very insightful and refreshing.

I'm thrilled to learn more and I believe that you will benefit from getting to know what their client engagement platform can do for you!

Nadine
Financial Consultant
Manulife FA

Get to Know Someone Interesting & Fun-loving from Headquarter.io

Excellent Person to Work With

Hi Everyone,

Excellent person to work with. Knows her products and services inside out, delivers solution with deep insights on untapped potential.

Cheers,
Wei Chun
Senior Financial Consultant
Prudential Singapore

You gotta meet Joan the Interesting Lady from Headquarter!

Bubbly & Helpful

Joan’s bubbly and helpful nature is an asset as she is able to connect and relate well with people. It’s a pleasure working with her!

Not only that, she is also someone who is detailed, listens intently, and is conscientious. Even after-sales, she is all about making sure that we FCs like us make the best out of the system and services that her company provides and not let our investment go to waste.

Appreciate your time and work very much Joan! All the best!!

Ivy
Executive Financial Consultant
Prudential

Get to know an interesting person!

Joan is a reliable & effective person in helping people to engage their clients in a more meaningful way.

She's also responsible, patient and helpful.

You'll enjoy meeting her!

Donna
Senior Financial Planner
Prudential Singapore

Enthusiastic & Fun-loving Person

Hi Apple,

Meeting Joan was a joy. Joan is fun-loving and helpful in giving ideas that I found interesting and they work.

You'd enjoy getting to meet her! Totally recommend!

Yours sincerely,
Soo Xuan
Financial Consultant
Prudential Singapore

Passionate, Fun & Humorous Lady

Joan is a passionate & helpful individual who cares about positioning users like myself well to clients, especially in terms of client acquisition and retention. She's also good at breaking down the steps on what we can do to make the best out of the platform and shares tips that work.
She's fun & humorous too, which makes her great to be around with anytime!

Jasmine Wu
Executive Financial Consultant
Prudential Singapore

Fun-loving & Passionate Lady from HQ

I like how during our session with Joan, she was energetic and lively and made it a point to relate to us the benefits of the HQ system's features in an easy-to-understand manner.

She's also someone who has our interests at heart when it comes to helping us understand how we can best use the system. Not to mention she's fun-loving & amicable too, and you'd enjoy getting to meet her!

Lynette Ng
Financial Consultant
AIA Singapore

Helpful & Enthusiastic

A session with Joan reveals that she dedicated in her work in helping agents like myself service and retain clients in a more effective way. She's on-the-ball in helping us understand the system and also quick to answer questions that we may have.

If you're in the financial services or sales line, do get to know Joan and check out how the HQ system can work for you!

Wenji
Financial Consultant
Prudential Singapore

Interesting, Enthusiastic & Fun

In the training conducted by Joan, she was effective, helpful & generous in sharing ideas that I found practical and useful.

The HQ system is one system to check out as it is interesting and relevant, and I think anyone in the sales industry can benefit greatly!

Yi Hui
Financial Consultant
Prudential Singapore

Bubbly, Interesting & Enthusiastic

I found Joan to be an effective and bubbly person who makes it her duty to help people like me to engage our clients in a more fun and engaging manner.

Thanks Joan & HQ!!

Gagi Lee
Financial Consultant
Prudential Singapore

Interesting & Enthusiastic Lady from HQ

Hi Lucas,

Joan was proactive and engaging in generating ideas in which I found practical.

I have gained quite abit of insights and I highly recommend any person who's in the sales line out there to adopt this system, and you should too!

Cheers,
Jason Teo
Financial Services Manager
Prudential Singapore

Enthusiastic & Helpful

A few of my colleagues met up with Joan for a session and we found her to be helpful and professional.

She also did not hesitate to give us ideas, tips, insights and inspiration in which we found applicable.

So it you're in the sales line, do get to connect with Joan and check out this cool HQ platform!

Aderline
Financial Consultant
CO Wealth Advisory

Fun & Jovial Person

When Joan came to our agency to do a training, I liked that she was very comprehensive in covering what we needed to know. It was an easy to follow and fun session overall. She's also an approachable person. Thanks Joan & HQ!

Corlissa Ling
Financial Consultant
AIA Singapore

Fun & Enthusiastic Lady

Joan is an interesting trainer who makes the session engaging and fun. She shares ideas that work and I found practical and has utility. Get to know this system and to connect with her!

Frederick
Senior Financial Consultant
Great Eastern Financial Advisers

Engaging & Charismatic

Joan came to our agency to do a training and we thought it was highly informative and engaging.

She was also in giving us ideas in which we found practical and I highly recommend any salesperson to adopt this system. Get to know her!

Christopher Joo
Financial Consultant
AIA Singapore

Lovely & Lively Lady

I met up with Joan today for a session on how to use the HQ system. I must say that it was very useful and interesting, and she's helpful and engaging. 她也很可爱！

Thank you for your time! And get to know Joan, you won't regret it!

Aihua
Senior Financial Consultant
Prudential Singapore

Fascinating & Engaging Lady from HQ

Hi Albert,

Joan is very adept at explaining how the system works and she's good at demonstrating we can maximise the HQ system. We found the session to be insightful and practical and I highly recommend any salesperson out there to adopt this system.

Yours sincerely,
Vanessa Low
Associate Financial Consultant
Prudential

Meet the Fun and Interesting Lady from HQ

Joan was insightful in generating ideas in which I found practical.

It was a very interesting session and I highly recommend any salesperson and practitioner out there to adopt this system from HQ!

Cliff Chen
Senior Financial Consultant
Great Eastern Singapore

Bubbly & Interesting Lady

Hi Daniel,

Joan came to our agency to present and bring us through using the HQ system and we found that she is highly effective in helping us to engage our clients in a more meaningful and interesting way.

I think you will not regret meeting her.

Regards,
Dylan Ng
Financial Advisor
PIAS-Apex Wealth

Reliable & Trustworthy

I like how Joan is patient and reliable, and she is also an insightful and engaging trainer who has our interests at heart when it comes to positioning us well.I'm grateful for her work so far and I highly recommend her and the company HQ!

Shimin

Genuine & Helpful

Hi Everyone Out There,

When Joan came to our agency, we found her to be an engaging trainer who's helpful, fun-loving and is genuinely invested in positioning us well.

I'm grateful for her and her team's support and I strongly recommend her and the company HQ.

She's someone you should get to know and meet. You won't regret it!

Cheers,
Andrew Chuah
Financial Services Director
Prudential Singapore

Friendly & Patient Lady!

Joan was helpful to us in giving refreshing ideas & solutions that I found practical and interesting. I really recommend it any salesperson like yourself to adopt this system!

Get to know Joan. I think you won't regret it!

Caselyn Lee
Senior Financial Consultant
Andrew Chuah Organisation

Helpful & Friendly

Hi Desmond,

Joan is very helpful in taking me through how to use the HQ system. I think it is useful and interesting getting to meet her up and getting to know her. You should take the time to hear from her soon too!

Cheers,
Evonne Chew
Financial Consultant
SP Group

Fun-loving and patient lady

Joan is a helpful person who aids in my understanding of the system. She is good at articulating and illustrating how best we can use the system in our workflow. I found it useful and interesting meeting up and getting to know her. You'd enjoy meeting her too!

Charlene
Wealth Strategist
DRF

Get to know Joan from HQ

Hi All Out There,

We got to know HQ services thanks to our colleagues who got signed up lately for the refreshing features and reminder functions that they had to offer for our work processes. We think it's worth exploring and finding out more from Joan and her team on how it can be beneficial for your business!

And thank you Joan for the session and for taking the time to bring us through on how we can use and maximise the HQ system! It was easy to understand and useful. All the best!

Yours sincerely,
Rossellini & Emelyn
Senior FCs
Eminence Group

Value-Adding & Fun-Loving

Hi All considering a good system to work with,

Joan came to our office to do a training session with us today regarding the HQ platform. It was fun-filled session. Not only that, we found it very interesting and engaging and we are excited about how their tools and system will help empower & add value to our clients, advisors and agency in the long term.

Cheers!

Best Regards,
David Choo
Director
Great Eastern Life

Engaging, Supportive and Dedicated

Hi Everybody,

We first had Joan come down to our premise to do a training with us on how to use the Headquarter platform. It was interesting induction session.

Beyond that, she is also responsive and helpful and does her best to deliver whenever we need assistance and advise on how best we can use the system.

I would like to thank Joan and her team for their continued support and dedication. Looking forward to working towards boosting and empowering our advisory system to the next level! 💪🏻😉💪🏻

Cheers!

Yours faithfully,
Samuel Wong
Financial Services Manager
Perennial Alliance
Great Eastern Life

A Lively and Fun lady to Learn From

Joan came to our premise to go through a training session on how to maximise the use of the Headquarter platform and I found it incredibly useful. She was also patient and lively in imparting to us how it works, and went the extra mile to help us in setting up. Appreciate it. We highly recommend!

Jeffrey Wong & Agnes Cheng
Financial Services Director & Manager
Tokio Marine Life Insurance Singapore

Positive & Engaging Lady

Hi Everyone,

Joan did a training session on how to use and maximise the HQ platform with my team and I today. We found it highly useful and interesting. We like her positivity, helpfulness and fun-lovingness. Do get to know her and learn more about how this thing works, you won't regret it!

Yours Sincerely,
Dawn Tay
Private Wealth Consultant
Prudential

Useful and Relevant

Hi All,

Joan and I met up today for a one-on-one training session on how to maximise the usage of the HQ platform. I must say it was useful and relevant.

You'd enjoy meeting and getting to know her!

Regards,
Hai Han
Financial Services Consultant
AIA Singapore

Meet someone interesting from HQ

Hi Everyone Out There,

Joan came over to our office to help us get started on using their Sales OS.

She is passionate about her area of work and in helping us, and I thought it was very useful and engaging. I think you will enjoy getting to know her too! Thank you Joan!

Cheers,
Bernard Pang
Apex
NTUC Income

Friendly & Helpful Lady from HQ

Hi Everybody,

Our agency recently got signed up on the HQ Sales OS and Joan came to our agency to train us. I appreciate how engaging and helpful Joan was in imparting & helping us understand how the system can benefit us.

I think it was very useful and refreshing. And would recommend you to get to know learn about HQ from her!

Best regards,
Donald
Financial Consultant
Prudential

Meet Joan the fun lady from HQ

Hi Everyone,

Joan is a friendly and helpful person who helps us in our understanding of the client engagement system for our area of work and relationships.

It was easy and interesting to follow, and I think this is a system worth exploring. You'll enjoy meeting her!

Cheers,
Jia Hwan
Financial Consultant
Eminence Group

Meet Joan the fun & interesting lady from HQ

Hi Annie,

Joan is an effective person in helping people to engage their clients in a more meaningful way.

I think you will not regret meeting her. Do catch up with her soon!

Cheers,
Christopher Lek
Senior Financial Services Manager
SP Group

Get to meet Joan, an interesting lady from HQ

Hi Anyone who needs a good system to work with,

I met up with Joan today to review our progress on how we can further enhance our business using the Headquarter platform. Found it refreshing and helpful. We have benefitted from the session.

Get to know her soon!

Yours Sincerely,
Jimmy Tan
AIA Singapore

Someone You Should Meet

Hi Catherine,

My colleague and I met up with Joan for a session on how best to use and maximise the Headquarter client engagement platform.

We found it useful and refreshing and I feel that she's someone you should meet! You won't regret it!

Cheers,
Hup Song
Financial Consultant
SP Group

Patient & Helpful

Hi Chai Hoon,

Joan came to our premise to do a training on how best to use and maximise the Headquarter platform facility. We found it interesting and useful, really appreciate her patience & helpfulness!

I won't hesitate to recommend her and HQ to anyone!

Yours faithfully,
Calvin Bok
Financial Services Manager
Financial Alliance Pte Ltd

Meet someone fun and engaging from HQ!

Hi Elise,

Joan came to our office premise to conduct a session on how best to maximise the use of the client engagement platform, Headquarter. I found it very useful and it was fun.

I think you'd enjoy getting to know her!

Love,
Cassie Xu
Financial Services Consultant
NTUC Income

Get to know Joan the interesting lady from HQ!

Hi Samantha,

Joan came to our agency today to do a training on how to use the Headquarter Platform. I found it interesting and refreshing.

I think you'd benefit from meeting her and getting to know her too!

Best wishes,
Jun Hong
Financial Services Director
Prudential

Meet Joan the lively and fun lady from H!

Hi Alicia,

Joan came to our premise to go through a training session on how to maximise the use of the Headquarter platform and I found it incredibly useful.

I think you won't regret getting to know her!

Yours faithfully,
Agnes Cheng
Financial Services Manager
Tokio Marine Life Insurance Singapore

Meet Joan the fun lady!

Hi Denise,

Joan and I met up this morning for a training session on how to maximise the usage of the HQ platform. She was very engaging in her way of explaining and I think you can benefit from meeting her too!

Yours sincerely,
Wei Shan
Financial Consultant
Great Eastern Life

You must hear from Joan!

Hi Angela,

Today Joan came to do a hands-on training on the HQ platform for our group. I found it very useful and engaging. I think you'd have fun and enjoy meeting her up :)

Cheers,
Derek Chong
SP Group
Prudential

Meet Joan the Bubbly HQ Lady

Hi Chanel,

Joan and I met up today for a refresher training session. I found it very useful and I think that you will not regret getting to know her for your own work purposes.

Yours faithfully,
Christine Tan
Prudential
GNK Group

Get to know this lady from HQ

Hi Charlie,

Joan met up with myself and Cheng Hao on how we can maximize the use of HQ, a Sales OS platform. It was interesting and I think you should to get know Joan.

Cheers,
Jessy Chai
Prudential
Pacesetters Organisation

Get to know Joan the interesting person from HQ

Hi Everyone Out There,

Joan came to do a training for our group and we found it incredibly useful and insightful.

I think anyone in Sales can definitely from this system!

Yours faithfully,
David Chua
Financial Services Director
AIA-SP Affluence

Meet Joan the interesting person

Hi Brenda,

Joan came to our office to help us with contacts upload and also a refresher session. It was useful and you should meet her up too!

Cheers,
Renee & Christine
Wesley Sng & Associates
Prudential

You should get to know the friendly & engaging lady

Hi Everyone,

I met Joan for a refresher training and I found it truly useful and refreshing. I'm excited to see how HQ helps me in my business.

Her positivity is infectious and she's friend & approachable. I think you'll enjoy meeting and learning from her.

Yours truly,
Eric Weng
Financial Services Consultant
AIA Singapore

Hear from the lively lady with the Bear!

Hi Betty,

I met Joan up for a refresher training and I found it very useful and insightful. I think you should get to know her. You'll not regret it.

Yours truly,
Anne Liong
Prudential

Meet Joan the interesting HQ Lady

Hi Alice,

Joan came to give a training to us this morning and we found it very engaging and we learnt a thing or two on how to maximize HQ.

You gotta hear from her!

Cheers,
Elizabeth
Life Inc
Great Eastern

Get to know the friendly & approachable lady

Hi Everybody Out There,

Joan and I met up for a training session and I found it very beneficial and refreshing. It was a nice and awesome session.

I like that she is very patient, friendly and approachable and I have gotten a better idea on how I can use HQ more effectively thanks to her sharing.

I think you need to hear from her and it will be worth your time.

Cheers,
Fiona
PIAS

Meet someone fascinating from HQ

Hi Elton,

We have been clients of HQ for a couple of years now and recently we went to meet Joan today for a refresher session on the HQ platform and we found it very useful.

Joan was patient in helping us to understand more in detail on how the system works and how it can be used to enhance our work and credibility. It was a pleasure meeting her up.

Do catch up with her. You won't regret it.

Cheers,
Cassandra Foo
AIA RTP

Get to know the Interesting Lady from HQ

Hi Everybody,

I met up with Joan today for a session on how HQ can be used for our financial advisory process in our team. I think it was effective, beneficial and helpful and I believe you'd find it useful too.

Warmest Regards,
Jorene
AIA Strategic Alliance

Meet Joan the interesting HQ Lady

Hi Angel,

Patrick and I met Joan up for a refresher training session on how to use HQ for our business and workflow.

We found it very useful. And I think that you'd find it valuable and interesting getting to know Joan.

Yours truly,
Clara & Patrick
AIA-SP Victor Lim

Get to learn more about HQ and meet Joan!

Hi Charlie,

Today Joan came to address our advisory group and bring us through on how HQ can help our business. I think you will benefit from it and enjoy meeting her!

Cheers,
Charles Tang (the better Charles Tang)
Branch Director
Finexis

Get to know the Interesting Lady from HQ

Hi Everybody,

I met up with Joan today for a session on how HQ can be used effectively for our financial advisory process in our team. I think it was beneficial and I believe you'd find it useful too.

Warmest Regards,
Jorene
AIA Strategic Alliance

Get to know someone interesting from HQ

Hi Everyone,

Joan met up with Jun and myself to go through how HQ can be used to benefit our advisory process. She did a good job explaining to us.

We found it to be an interesting and refreshing session. I seriously think you'd benefit from meeting and getting to know her.

Yours truly,
Eugene
Prudential

Meet Joan the Funny & Engaging Lady from HQ

Hi Betty,

Joan came down to our agency today to bring us through on how we can use HQ for our financial advisory & sales process. I found it useful. I think you'll benefit from meeting her. Enjoy!

Cheers,
Martin
Financial Services Director
AIA-RTP

Meet the Fun HQ Lady!

Hi Samantha,

Joan came down to our agency to being us through on how to use HQ for our work. We found interesting and useful and I think you'd benefit from it.

Cheers,
Marcus
Prudential-Pathfinder

Meet the Interesting HQ Lady

Hi Christopher,

Joan came down for a refresher training for us and we found her to be funny and engaging. I think you'd benefit from meeting her.

Cheers,
Jun Hao
Prudential

Meet someone interesting from Headquarter.io

Hi Lisa,

Recently Joan showed me the power of the HQ system. I think you'd be interested in finding out more.

After sign up, your sales will skyrocket.

Regards,
Colin Choo
PropNex Singapore

Meet the interesting HQ Lady

Hi Jonathan,

Joan came down today to share with us how HQ can be used to or advantage in our advisory system.

I think it’s worth for you to explore and get to know her.

Yours sincerely,
Peter Lim
DPG Group

Meet someone interesting from Headquarter.io

Hi Gabriel,

Today I met up with Joan for a Refresher Session and I found it useful and valuable in helping my business.

I think it’s worth for you to explore and learn more about this Headquarter system.

Cheers,
Lucky Lim
AIA Financial Advisers

Fruitful HQ Refresher

Hi All Out There,

Thank you Joan for your patience in guiding us on the HQ application. Your bubbly & smiley nature goes a long way in helping in our understanding. We learnt alot especially when you "go the extra mile" 🙏😇

It was a wonderful session - we are encouraged to do hands-on on the software!

Best regards,
Julia Seehoo & Jenney Mah
Darien Agency
AIA Singapore

A Great & Useful Session with Joan

Hi All Out There,

It was wonderful having Joan here with us to share and refresh my memory about the HQ platform. She was engaging and I found the hands-on approach effective in aiding our learning.

She is also helpful and attentive to my needs - helping me to brainstorm ideas and giving suggestions on how my services could be marketed. Truly appreciate her work.

Keep it up, Joan!

Regards,
Alice Phua
Michael Seow & Associates

Useful HQ Session

Hi Johnny,

Joan came over to share with my team on how we can maximise the usage of HQ for our advisory business. I think you’d have fun meeting her up!

Yours faithfully,
Natalie Choo
Prudential Singapore

Learn from the HQ Lady!

Hi Betty,

I met up with Joan today on how I could maximise the usage and potential of HQ in my advisory business. I found it practical and engaging.

I think you’d enjoy using this system and learning from her!

Cheers,
David Lee
Prudential Singapore

You gotta hear Joan out!

Hi Samantha,

Joan came over to demonstrate how HQ can be used for our advisory system.

I found it fun and cool and I think you’d benefit from it too!

Cheers,
Josh Han
Great Eastern Life

You Should Hear from the HQ Lady

Hi All,

Today Joan came over to our agency to demonstrate to us how HQ can be of value to our advisory system. We learnt quite a bit. You need hear from her!

Yours sincerely,
Yixiang
Credence Group
Great Eastern Life

Meet Joan the HQ lady

Hi Rachel,

Today Joan came over to bring us through on how we can use HQ for our benefit in our workflow system. Found it interesting and useful. You should hear from her!

Yours sincerely,
Corinne Teo
Prudential Singapore

Meet someone interesting

Hi Everybody,

Today Joan and I met up over how the HQ platform can be used in my insurance workflow system.

I signed up as I was looking to better engage my clients and I found Joan's session to be helpful in giving me a better idea on how it can value-add my services to my clients.

You should hear from her as well!

Cheers,
August Ong
SP Sharon Lim
AIA Singapore

A Practical Session

Hi Jonathan,

Joan came over to share with us & impart to us how HQ can be of use to our advisory process. I found it practical and had utility. I believe you'd enjoy meeting her up and hearing from her.

Cheers,
Adeline
AIA Singapore

Meet the fun lady!

Hi Rachel,

I met up with Joan today for a HQ session and I picked up a thing or two on how powerful and meaningful HQ can be as I look integrate it to my workflow. Just like me, I think you’d benefit from meeting her.

Cheers,
Jaymee Lai
PaceSetters Organization
Prudential

The Fun & Engaging HQ Lady

Hi Everyone,

I met up with Joan for a Refresher Session and I found her to be effective and engaging in imparting to me how HQ can be harnessed for my benefit. The time spent with her to clarify my doubts and questions on HQ was worth it as she guided me along.

It was fun being around her too. Do get in touch with her and I think you'd find it useful!

Regards,
Bee Ling
Master Financial Consultant
Prudential

Meet the engaging HQ Lady

Hi JJ Lin,

My team and I met up with Joan today and it was a refreshing session on how HQ can work out for us. You must meet her!

Regards,
Eleanor

You Must Hear Her

Hi Jenny,

I had an interesting session with Joan on HQ and how it can be of use in our advisory process. It was a fruitful time. You should take time to hear her out for her input. Highly recommended!

It’s awesome!

Regards,
Desmond Fu
Financial Consultant

Get to Know This Lady from HQ

Hi Jonathan,

Today I met up with Joan regarding how HQ could enhance our advisory system and make it more robust.

I picked up a few interesting ideas from her, and I think you’d learn a thing or two too when you meet her up.

Regards,
Zhongyong
Great Eastern Life

Meet the Interesting Lady

Hi Everyone,

Today we had a fruitful session with Joan on how we can use HQ for our advisory system. Do take the time to listen out to her interesting ideas!

Regards,
Elicia & Team
SP Stanley Fu
AIA

Check Her Out

Hi Everyone Out There,

We had a great time with Joan today learning about HQ and how it could aid in our business. It was an interesting and engaging session and you should take the time to hear her out.

Regards,
Shimin's Team
AXA Insurance

DISCLAIMER

The views and opinions expressed in this website are solely that of the author and do not reflect the opinion of (company name). The information contained in this website is for general information only and does not constitute the provision of financial advisory services. The content within the website has not been reviewed by Monetary Authority of Singapore.

Joan Tong

Business Development Manager

Joan Tong

Business Development Manager

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Newsletter Issue 64: Travelling Again

Newsletter Issue 63: Being Positive

Newsletter Issue 62: Social Media and Mental Health

Newsletter Issue 61: Being Savvy This Festive Season

Newsletter Issue 60: Looking Towards 2022

Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

Newsletter Issue 58: Misconceptions that hold us back

Newsletter Issue 57: One Thing At A Time

Newsletter Issue 56: Habits & Decisions That Compound

Newsletter Issue 55: Managing Burnout

Newsletter Issue 54: On Leadership

Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

Newsletter Issue 52: Living A Good Life

Newsletter Issue 51: Dignity and Why It Matters

Newsletter Issue 50: Empowering Women In Our Midst

Newsletter Issue 49: The Gift of Paying It Forward

Newsletter Issue 48: Done is Better Than Perfect

Newsletter Issue 47: Of Languages, Love and Possibilities

Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Newsletter Issue 45: On Teaching, Learning & Growth

Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

Newsletter Issue 43 : Staying Grounded in Things that Serve Us

Newsletter Issue 42 : Moms Never Retire?

Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Newsletter Issue 39 : What is hurting Employees and Employers

Newsletter Issue 38 : Holding Space in Difficult Times

Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

Newsletter Issue 36 : Make these 6 decisions

Newsletter Issue 35 : When the going gets Rough

Newsletter Issue 34 : Trust, Relationships and Emotional Security

Newsletter Issue 33 : These are simply worth sharing with you

Newsletter Issue 31 : The Power of Tiny Gains

Newsletter Issue 30 : How the World forgot to sleep

Newsletter Issue 29 : Don't leave life without it

Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Newsletter Issue 27 : Life's most Powerful Lessons

Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

Newsletter Issue 24: The Interesting secret

Newsletter Issue 23: The way we Think

Newsletter Issue 22: Why Happiness is linked to Deep Talk

Newsletter Issue 21: Half of the jobs in 2020 are not yet known

Newsletter Issue 20: Your Life is About to Change

Newsletter Issue 19: The Indispensable Power of Story

Newsletter Issue 18: Retirement dream vs reality

Newsletter Issue 17: Some things don't change

Newsletter Issue 16: 2 Tips from a 116 year old

Newsletter Issue 15: The thing about Time management

Newsletter Issue 14: What you need to beat Diabetes

Newsletter Issue 13: Hipster Hawker Stalls - Yummy!