Habits & Decisions That Compound

Joan Tong

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A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

20 compounding habits that lead to huge results

Every habit turns out to be an upside advantage or a stumbling block to your best life. Many people desperately want the upside advantage — but their actions lead to a downward spiral. You can achieve extraordinary results if you identify the few essential and life-changing habits that have a massive impact on your expected trajectory.

I spend $725 a month on chores I could do myself, and it's one of the best money decisions I've ever made

"I'd spend ridiculous amounts of time and effort looking for savings hacks and DIYing everything to avoid spending money, because I saw my finances as a finite and precious resource. The truth is, time is much more valuable — a lesson I wish I'd learned far sooner."

Forget big change, start with a tiny habit: BJ Fogg at TEDxFremont

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

WhatsApp me at +65 81886955

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Testimonials and Referral Notes

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Christopher Joo. Financial Consultant. AIA Singapore

Joan came to our agency to do a training and we thought it was highly informative and engaging. She was also in giving us ideas in which we found practical and I highly recommend any salesperson to adopt this system. Get to know her!

Peter Lim. DPG Group

Joan came down today to share with us how HQ can be used to or advantage in our advisory system. I think it’s worth for you to explore and get to know her.

Eugene. Prudential

Joan met up with Jun and myself to go through how HQ can be used to benefit our advisory process. She did a good job explaining to us. We found it to be an interesting and refreshing session. I seriously think you'd benefit from meeting and getting to know her.

David Choo. Director. Great Eastern Life

Joan came to our office to do a training session with us today regarding the HQ platform. It was fun-filled session. Not only that, we found it very interesting and engaging and we are excited about how their tools and system will help empower & add value to our clients, advisors and agency in the long term. Cheers!

Eric Weng. Financial Services Consultant. AIA Singapore

I met Joan for a refresher training and I found it truly useful and refreshing. I'm excited to see how HQ helps me in my business. Her positivity is infectious and she's friend & approachable. I think you'll enjoy meeting and learning from her.

Elizabeth. Life Inc. Great Eastern

Joan came to give a training to us this morning and we found it very engaging and we learnt a thing or two on how to maximize HQ. You gotta hear from her!