As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.
20 compounding habits that lead to huge results
Every habit turns out to be an upside advantage or a stumbling block to your best life. Many people desperately want the upside advantage — but their actions lead to a downward spiral. You can achieve extraordinary results if you identify the few essential and life-changing habits that have a massive impact on your expected trajectory.
I spend $725 a month on chores I could do myself, and it's one of the best money decisions I've ever made
"I'd spend ridiculous amounts of time and effort looking for savings hacks and DIYing everything to avoid spending money, because I saw my finances as a finite and precious resource. The truth is, time is much more valuable — a lesson I wish I'd learned far sooner."
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This newsletter is not representative of the views of the company.
Hai Han. Financial Services Consultant. AIA Singapore
Joan and I met up today for a one-on-one training session on how to maximise the usage of the HQ platform. I must say it was useful and relevant.
You'd enjoy meeting and getting to know her!
Cassandra Foo. AIA RTP
We have been clients of HQ for a couple of years now and recently we went to meet Joan today for a refresher session on the HQ platform and we found it very useful.
Joan was patient in helping us to understand more in detail on how the system works and how it can be used to enhance our work and credibility. It was a pleasure meeting her up.
Do catch up with her. You won't regret it.
Eleanor
My team and I met up with Joan today and it was a refreshing session on how HQ can work out for us. You must meet her!
Christopher Joo. Financial Consultant. AIA Singapore
Joan came to our agency to do a training and we thought it was highly informative and engaging.
She was also in giving us ideas in which we found practical and I highly recommend any salesperson to adopt this system. Get to know her!
Desmond Fu. Financial Consultant
I had an interesting session with Joan on HQ and how it can be of use in our advisory process. It was a fruitful time. You should take time to hear her out for her input. Highly recommended!
It’s awesome!
Jessy Chai. Prudential. Pacesetters Organisation
Joan met up with myself and Cheng Hao on how we can maximize the use of HQ, a Sales OS platform. It was interesting and I think you should to get know Joan.
