Habits & Decisions That Compound

Joan Tong

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

20 compounding habits that lead to huge results

Every habit turns out to be an upside advantage or a stumbling block to your best life. Many people desperately want the upside advantage — but their actions lead to a downward spiral. You can achieve extraordinary results if you identify the few essential and life-changing habits that have a massive impact on your expected trajectory.

I spend $725 a month on chores I could do myself, and it's one of the best money decisions I've ever made

"I'd spend ridiculous amounts of time and effort looking for savings hacks and DIYing everything to avoid spending money, because I saw my finances as a finite and precious resource. The truth is, time is much more valuable — a lesson I wish I'd learned far sooner."

Forget big change, start with a tiny habit: BJ Fogg at TEDxFremont

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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Testimonials and Referral Notes

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Lucky Lim. AIA Financial Advisers

Today I met up with Joan for a Refresher Session and I found it useful and valuable in helping my business. I think it’s worth for you to explore and learn more about this Headquarter system.

Dylan Ng. Financial Advisor. PIAS-Apex Wealth

Joan came to our agency to present and bring us through using the HQ system and we found that she is highly effective in helping us to engage our clients in a more meaningful and interesting way. I think you will not regret meeting her.

Lynette Ng. Financial Consultant. AIA Singapore

I like how during our session with Joan, she was energetic and lively and made it a point to relate to us the benefits of the HQ system's features in an easy-to-understand manner. She's also someone who has our interests at heart when it comes to helping us understand how we can best use the system. Not to mention she's fun-loving & amicable too, and you'd enjoy getting to meet her!

Yugi Toh. Financial Services Director. Top of the Table. Prudential Singapore

Thank you HQ for creating the platform and act as a channel of word of mouth to let my clients know more about me. It is just a link away with a simply click then can let clients promote my good work by accessing my testimonials and share around with their circle of friends. Meanwhile, it helps me to manage and value add my clients on monthly basis. The articles are very creative and insightful and my clients love this initiative so much. On top of that, HQ acts as an admin to remind me to do list and sent the personalised greeting card to clients by just preset all the contents into system then I can have a peace of mind to focus on my daily meeting. We all know that we got to do something special for our clients, try out HQ, it is the most convenient and efficient channel 👍🏻

Cassandra Foo. AIA RTP

We have been clients of HQ for a couple of years now and recently we went to meet Joan today for a refresher session on the HQ platform and we found it very useful. Joan was patient in helping us to understand more in detail on how the system works and how it can be used to enhance our work and credibility. It was a pleasure meeting her up. Do catch up with her. You won't regret it.

Colin Choo. PropNex Singapore

Recently Joan showed me the power of the HQ system. I think you'd be interested in finding out more. After sign up, your sales will skyrocket.