Being Positive

Joan Tong

In Touch

A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

6 Ways to Instil a Positive Money Mindset

Many of us know what we're supposed to do when it comes to basic money management – spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Fortunately, there are some relatively simple steps you can take to move from negative feelings and lack of discipline to a positive money mindset and great habits.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

WhatsApp me at +65 81886955

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Hup Song. Financial Consultant. SP Group

My colleague and I met up with Joan for a session on how best to use and maximise the Headquarter client engagement platform. We found it useful and refreshing and I feel that she's someone you should meet! You won't regret it!

Zhongyong. Great Eastern Life

Today I met up with Joan regarding how HQ could enhance our advisory system and make it more robust. I picked up a few interesting ideas from her, and I think you’d learn a thing or two too when you meet her up.

Yugi Toh. Financial Services Director. Top of the Table 2021. Prudential Singapore

Thank you HQ for creating the platform and act as a channel of word of mouth to let my clients know more about me. It is just a link away with a simply click then can let clients promote my good work by accessing my testimonials and share around with their circle of friends. Meanwhile, it helps me to manage and value add my clients on monthly basis. The articles are very creative and insightful and my clients love this initiative so much. On top of that, HQ acts as an admin to remind me to do list and sent the personalised greeting card to clients by just preset all the contents into system then I can have a peace of mind to focus on my daily meeting. We all know that we got to do something special for our clients, try out HQ, it is the most convenient and efficient channel 👍🏻

Charlene. Wealth Strategist. DRF

Joan is a helpful person who aids in my understanding of the system. She is good at articulating and illustrating how best we can use the system in our workflow. I found it useful and interesting meeting up and getting to know her. You'd enjoy meeting her too!

Charles Tang (the better Charles Tang). Branch Director. Finexis

Today Joan came to address our advisory group and bring us through on how HQ can help our business. I think you will benefit from it and enjoy meeting her!

Jun Hong. Financial Services Director. Prudential

Joan came to our agency today to do a training on how to use the Headquarter Platform. I found it interesting and refreshing. I think you'd benefit from meeting her and getting to know her too!