| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | 6 Ways to Instil a Positive Money Mindset Many of us know what we're supposed to do when it comes to basic money management – spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Fortunately, there are some relatively simple steps you can take to move from negative feelings and lack of discipline to a positive money mindset and great habits. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joan Tong | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
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© Joan Tong, All rights reserved. | |  | | Yugi Toh. Financial Services Director. Top of the Table. Prudential Singapore Thank you HQ for creating the platform and act as a channel of word of mouth to let my clients know more about me.
It is just a link away with a simply click then can let clients promote my good work by accessing my testimonials and share around with their circle of friends. Meanwhile, it helps me to manage and value add my clients on monthly basis. The articles are very creative and insightful and my clients love this initiative so much.
On top of that, HQ acts as an admin to remind me to do list and sent the personalised greeting card to clients by just preset all the contents into system then I can have a peace of mind to focus on my daily meeting.
We all know that we got to do something special for our clients, try out HQ, it is the most convenient and efficient channel 👍🏻 | |  | | Jaslyn Ng. Financial Services Director. Top of The Table. Prudential Singapore Joan is a helpful, engaging and enthusiastic trainer who has our interests at heart when it comes to positioning us well. She takes effort to educate & show us clearly how their system can work for us.
Not only that, I also found the Headquarter system very comprehensive and user-friendly in delivering touchpoints to our customers.
I'm thankful for her work and her team so far and I highly recommend her & the company HQ! | |  | | Joycelyn Phang. MDRT Qualifier 2021. Prudential Singapore HQ is a great platform / channel for publicity, especially for people like us who need to run their own business.
I love the function that it can customize our own birthday cards and make our clients feel privileged as it's something personalised.
On top of that, working with Joan is amazing because she is friendly, helpful and dedicated lady. She is always able to assist me on technical works as I’m not good at IT stuffs.
Honestly speaking, I can’t live without HQ now, thank you Joan & HQ. I would highly recommend this platform for everyone, 10/10 must try!💯 | |  | | Wil-son Lee. Dynamic Group. Manulife Financial Advisers I finally had a face to face meet up for a training conducted by Joan.
For the past two years, I was exploring how to use the HQ system by myself and with the support by Joan & team.
Joan is ever cheerful and has been prompt in helping me via WhatsApp. Addressing the technical issues I faced using the system and how I could utilise many of the functions HQ provides.
Till date, HQ has enhanced features which helps me with servicing my clients.
I have referred friends who found HQ fascinating and consider getting this system to help in their course of work. Will continue to refer others too.
Appreciate the HQ team and special thanks to Joan! | |  | | Alex Chong & Winson Ng. Financial Services Director & Financial Services Manager. AIA Singapore Joan is someone who is passionate and energetic, and cares deeply about the progress of clients and users like us. She is also bubbly and approachable, and is good at what she does.
In spite of our busy schedules, she was very patient and on-the-ball with her follow-ups and took time to catch up with us on-site, which we appreciate. Her training is clear, and we found the HQ platform to be user-friendly and easy to understand.
Thank you Joan and HQ! Highly recommended. | |  | | Joan Tong. Headquarter It is an honour for myself & Headquarter to be part of the Media/Crowdfunding team for the once-in-a-lifetime GoSpace project.
On 31 May 2019, Mr Lim Seng attempted Singapore's maiden journey into space from Alice Springs, Australia.
Though the mission had to be aborted prematurely due to depressurization, the Space team was successful in the attempt and managed to attain over 24,000 ft above sea level after 19 minutes of steady ascent.
It has been a long time coming and the journey continues. The Space team is not giving up. And so are we.
In the photo is Mr Lim Seng, the head & heart behind this treacherous-yet-remarkable mission. Keep your eyes peeled as he sends the first Singaporean to the edge of space! | | undefined | | |
