Being Positive

Joan Tong

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

6 Ways to Instil a Positive Money Mindset

Many of us know what we're supposed to do when it comes to basic money management – spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Fortunately, there are some relatively simple steps you can take to move from negative feelings and lack of discipline to a positive money mindset and great habits.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Martin. Financial Services Director. AIA-RTP

Joan came down to our agency today to bring us through on how we can use HQ for our financial advisory & sales process. I found it useful. I think you'll benefit from meeting her. Enjoy!

Natalie Choo. Prudential Singapore

Joan came over to share with my team on how we can maximise the usage of HQ for our advisory business. I think you’d have fun meeting her up!

David Choo. Director. Great Eastern Life

Joan came to our office to do a training session with us today regarding the HQ platform. It was fun-filled session. Not only that, we found it very interesting and engaging and we are excited about how their tools and system will help empower & add value to our clients, advisors and agency in the long term. Cheers!

Renee & Christine. Wesley Sng & Associates. Prudential

Joan came to our office to help us with contacts upload and also a refresher session. It was useful and you should meet her up too!

Yugi Toh. Financial Services Director. Top of the Table. Prudential Singapore

Thank you HQ for creating the platform and act as a channel of word of mouth to let my clients know more about me. It is just a link away with a simply click then can let clients promote my good work by accessing my testimonials and share around with their circle of friends. Meanwhile, it helps me to manage and value add my clients on monthly basis. The articles are very creative and insightful and my clients love this initiative so much. On top of that, HQ acts as an admin to remind me to do list and sent the personalised greeting card to clients by just preset all the contents into system then I can have a peace of mind to focus on my daily meeting. We all know that we got to do something special for our clients, try out HQ, it is the most convenient and efficient channel 👍🏻

Donna. Senior Financial Planner. Prudential Singapore

Joan is a reliable & effective person in helping people to engage their clients in a more meaningful way. She's also responsible, patient and helpful. You'll enjoy meeting her!