Being Positive

Joan Tong

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

6 Ways to Instil a Positive Money Mindset

Many of us know what we're supposed to do when it comes to basic money management – spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Fortunately, there are some relatively simple steps you can take to move from negative feelings and lack of discipline to a positive money mindset and great habits.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Adeline. AIA Singapore

Joan came over to share with us & impart to us how HQ can be of use to our advisory process. I found it practical and had utility. I believe you'd enjoy meeting her up and hearing from her.

Soo Xuan. Financial Consultant. Prudential Singapore

Meeting Joan was a joy. Joan is fun-loving and helpful in giving ideas that I found interesting and they work. You'd enjoy getting to meet her! Totally recommend!

Wenji. Financial Consultant. Prudential Singapore

A session with Joan reveals that she dedicated in her work in helping agents like myself service and retain clients in a more effective way. She's on-the-ball in helping us understand the system and also quick to answer questions that we may have. If you're in the financial services or sales line, do get to know Joan and check out how the HQ system can work for you!

Jun Hong. Financial Services Director. Prudential

Joan came to our agency today to do a training on how to use the Headquarter Platform. I found it interesting and refreshing. I think you'd benefit from meeting her and getting to know her too!

Yixiang. Credence Group. Great Eastern Life

Today Joan came over to our agency to demonstrate to us how HQ can be of value to our advisory system. We learnt quite a bit. You need hear from her!

Jaslyn Ng. Financial Services Director. Top of The Table. Prudential Singapore

Joan is a helpful, engaging and enthusiastic trainer who has our interests at heart when it comes to positioning us well. She takes effort to educate & show us clearly how their system can work for us. Not only that, I also found the Headquarter system very comprehensive and user-friendly in delivering touchpoints to our customers. I'm thankful for her work and her team so far and I highly recommend her & the company HQ!