Being Positive

Joan Tong

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

6 Ways to Instil a Positive Money Mindset

Many of us know what we're supposed to do when it comes to basic money management – spend less than you earn, save an emergency fund, and invest for retirement. However, establishing good habits is always easier said than done. Fortunately, there are some relatively simple steps you can take to move from negative feelings and lack of discipline to a positive money mindset and great habits.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Josh Han. Great Eastern Life

Joan came over to demonstrate how HQ can be used for our advisory system. I found it fun and cool and I think you’d benefit from it too!

Clara & Patrick. AIA-SP Victor Lim

Patrick and I met Joan up for a refresher training session on how to use HQ for our business and workflow. We found it very useful. And I think that you'd find it valuable and interesting getting to know Joan.

Donna. Senior Financial Planner. Prudential Singapore

Joan is a reliable & effective person in helping people to engage their clients in a more meaningful way. She's also responsible, patient and helpful. You'll enjoy meeting her!

Samuel Wong. Financial Services Manager. Perennial Alliance. Great Eastern Life

We first had Joan come down to our premise to do a training with us on how to use the Headquarter platform. It was interesting induction session. Beyond that, she is also responsive and helpful and does her best to deliver whenever we need assistance and advise on how best we can use the system. I would like to thank Joan and her team for their continued support and dedication. Looking forward to working towards boosting and empowering our advisory system to the next level! 💪🏻😉💪🏻 Cheers!

Derek Chong. SP Group. Prudential.

Today Joan came to do a hands-on training on the HQ platform for our group. I found it very useful and engaging. I think you'd have fun and enjoy meeting her up :)

David Choo. Director. Great Eastern Life

Joan came to our office to do a training session with us today regarding the HQ platform. It was fun-filled session. Not only that, we found it very interesting and engaging and we are excited about how their tools and system will help empower & add value to our clients, advisors and agency in the long term. Cheers!