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Joan Tong

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Joan Tong
 
 
 
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DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

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Wei Chun. Senior Financial Consultant. Prudential Singapore

Excellent person to work with. Knows her products and services inside out, delivers solution with deep insights on untapped potential.

Jun Hong. Financial Services Director. Prudential

Joan came to our agency today to do a training on how to use the Headquarter Platform. I found it interesting and refreshing. I think you'd benefit from meeting her and getting to know her too!

Xueli. Financial Consultant. Prudential Singapore

I lately got to finally catch up with Joan my senior. Being in this business for about a year now, I was introduced by an associate who was using the HQ platform. When I found out that Joan was working here and would be the one training us, I was pleasantly surprised. She takes her work seriously and does her best in supporting us. Not only does she does she impart how we can maximise the platform, she's also still as friendly and amiable as before. I have managed to get several referrals using the HQ system, and I'm excited to see how I can grow my business with their solutions. I strongly recommend!

Derek Chong. SP Group. Prudential.

Today Joan came to do a hands-on training on the HQ platform for our group. I found it very useful and engaging. I think you'd have fun and enjoy meeting her up :)

Dawn Tay. Private Wealth Consultant. Prudential

Joan did a training session on how to use and maximise the HQ platform with my team and I today. We found it highly useful and interesting. We like her positivity, helpfulness and fun-lovingness. Do get to know her and learn more about how this thing works, you won't regret it!

Elicia & Team. SP Stanley Fu. AIA

Today we had a fruitful session with Joan on how we can use HQ for our advisory system. Do take the time to listen out to her interesting ideas!