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Joan Tong

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Joan Tong
 
 
 
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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Aihua. Senior Financial Consultant. Prudential Singapore

I met up with Joan today for a session on how to use the HQ system. I must say that it was very useful and interesting, and she's helpful and engaging. 她也很可爱! Thank you for your time! And get to know Joan, you won't regret it!

Aderline. Financial Consultant. CO Wealth Advisory

A few of my colleagues met up with Joan for a session and we found her to be helpful and professional. She also did not hesitate to give us ideas, tips, insights and inspiration in which we found applicable. So it you're in the sales line, do get to connect with Joan and check out this cool HQ platform!

Yi Hui. Financial Consultant. Prudential Singapore

In the training conducted by Joan, she was effective, helpful & generous in sharing ideas that I found practical and useful. The HQ system is one system to check out as it is interesting and relevant, and I think anyone in the sales industry can benefit greatly!

Wei Shan. Financial Consultant. Great Eastern Life

Joan and I met up this morning for a training session on how to maximise the usage of the HQ platform. She was very engaging in her way of explaining and I think you can benefit from meeting her too!

Jeffrey Wong & Agnes Cheng. Financial Services Director & Manager. Tokio Marine Life Insurance Singapore

Joan came to our premise to go through a training session on how to maximise the use of the Headquarter platform and I found it incredibly useful. She was also patient and lively in imparting to us how it works, and went the extra mile to help us in setting up. Appreciate it. We highly recommend!

Agnes Cheng. Financial Services Manager. Tokio Marine Life Insurance Singapore

Joan came to our premise to go through a training session on how to maximise the use of the Headquarter platform and I found it incredibly useful. I think you won't regret getting to know her!