Plan Well. Age Well.

Joan Tong

In Touch

A Monthly Curated Newsletter

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

7 Holistic Tips to Age Gracefully | Sutter Health

Sutter Health advises on holistic practices for graceful aging, highlighting mindfulness, humor, flexibility, meditation, and gratitude.

4 Different Ways to Think of Retirement | Psychology Today

Explore retirement as a goal, lifestyle, long-term process, and mindset influencing decision-making and life quality.

The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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Testimonials and Referral Notes

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Lynette Ng. Financial Consultant. AIA Singapore

I like how during our session with Joan, she was energetic and lively and made it a point to relate to us the benefits of the HQ system's features in an easy-to-understand manner. She's also someone who has our interests at heart when it comes to helping us understand how we can best use the system. Not to mention she's fun-loving & amicable too, and you'd enjoy getting to meet her!

Jason Teo. Financial Services Manager. Prudential Singapore

Joan was proactive and engaging in generating ideas in which I found practical. I have gained quite abit of insights and I highly recommend any person who's in the sales line out there to adopt this system, and you should too!

Jaymee Lai. PaceSetters Organization. Prudential

I met up with Joan today for a HQ session and I picked up a thing or two on how powerful and meaningful HQ can be as I look integrate it to my workflow. Just like me, I think you’d benefit from meeting her.

Cassandra Foo. AIA RTP

We have been clients of HQ for a couple of years now and recently we went to meet Joan today for a refresher session on the HQ platform and we found it very useful. Joan was patient in helping us to understand more in detail on how the system works and how it can be used to enhance our work and credibility. It was a pleasure meeting her up. Do catch up with her. You won't regret it.

Joycelyn Phang. MDRT Qualifier 2021. Prudential Singapore

HQ is a great platform / channel for publicity, especially for people like us who need to run their own business. I love the function that it can customize our own birthday cards and make our clients feel privileged as it's something personalised. On top of that, working with Joan is amazing because she is friendly, helpful and dedicated lady. She is always able to assist me on technical works as I’m not good at IT stuffs. Honestly speaking, I can’t live without HQ now, thank you Joan & HQ. I would highly recommend this platform for everyone, 10/10 must try!💯

Wei Shan. Financial Consultant. Great Eastern Life

Joan and I met up this morning for a training session on how to maximise the usage of the HQ platform. She was very engaging in her way of explaining and I think you can benefit from meeting her too!