View this email in your browser

Joan Tong

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
read more
 

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Cliff Chen. Senior Financial Consultant. Great Eastern Singapore

Joan was insightful in generating ideas in which I found practical. It was a very interesting session and I highly recommend any salesperson and practitioner out there to adopt this system from HQ!

Natalie Choo. Prudential Singapore

Joan came over to share with my team on how we can maximise the usage of HQ for our advisory business. I think you’d have fun meeting her up!

Joan Tong. Headquarter

It is an honour for myself & Headquarter to be part of the Media/Crowdfunding team for the once-in-a-lifetime GoSpace project. On 31 May 2019, Mr Lim Seng attempted Singapore's maiden journey into space from Alice Springs, Australia. Though the mission had to be aborted prematurely due to depressurization, the Space team was successful in the attempt and managed to attain over 24,000 ft above sea level after 19 minutes of steady ascent. It has been a long time coming and the journey continues. The Space team is not giving up. And so are we. In the photo is Mr Lim Seng, the head & heart behind this treacherous-yet-remarkable mission. Keep your eyes peeled as he sends the first Singaporean to the edge of space!

Xueli. Financial Consultant. Prudential Singapore

I lately got to finally catch up with Joan my senior. Being in this business for about a year now, I was introduced by an associate who was using the HQ platform. When I found out that Joan was working here and would be the one training us, I was pleasantly surprised. She takes her work seriously and does her best in supporting us. Not only does she does she impart how we can maximise the platform, she's also still as friendly and amiable as before. I have managed to get several referrals using the HQ system, and I'm excited to see how I can grow my business with their solutions. I strongly recommend!

Bee Ling. Master Financial Consultant. Prudential

I met up with Joan for a Refresher Session and I found her to be effective and engaging in imparting to me how HQ can be harnessed for my benefit. The time spent with her to clarify my doubts and questions on HQ was worth it as she guided me along. It was fun being around her too. Do get in touch with her and I think you'd find it useful!

Derek Chong. SP Group. Prudential.

Today Joan came to do a hands-on training on the HQ platform for our group. I found it very useful and engaging. I think you'd have fun and enjoy meeting her up :)