View this email in your browser

Joan Tong

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Women are more likely to leave financial planning to their spouses. Here’s why that’s a problem

New research finds that women tend to leave crucial money moves up to their spouses or significant others, which sets them back financially. This tendency is especially prevalent among women ages 20 to 34. Couples can take several steps to make sure both sides have a say in big financial decisions.

 
read more
 

How to Retire Early Even If You Have Kids

The Financial Independence Retire Early (FIRE) movement encourages followers to reach early retirement through a combination of frugal living, smart investments, and passive income. Here's how to meet that goal while raising children.

 
read more
 

Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Clara & Patrick. AIA-SP Victor Lim

Patrick and I met Joan up for a refresher training session on how to use HQ for our business and workflow. We found it very useful. And I think that you'd find it valuable and interesting getting to know Joan.

Jeffrey Wong & Agnes Cheng. Financial Services Director & Manager. Tokio Marine Life Insurance Singapore

Joan came to our premise to go through a training session on how to maximise the use of the Headquarter platform and I found it incredibly useful. She was also patient and lively in imparting to us how it works, and went the extra mile to help us in setting up. Appreciate it. We highly recommend!

Eugene Cheong. Senior Financial Advisor. PIAS-Apex

I experienced the services of Joan and her company, Headquarter.io, and I found it to be very insightful and refreshing. I'm thrilled to learn more and I believe that you will benefit from getting to know what their client engagement platform can do for you!

Dawn Tay. Private Wealth Consultant. Prudential

Joan did a training session on how to use and maximise the HQ platform with my team and I today. We found it highly useful and interesting. We like her positivity, helpfulness and fun-lovingness. Do get to know her and learn more about how this thing works, you won't regret it!

Julia Seehoo & Jenney Mah. Darien Agency. AIA Singapore

Thank you Joan for your patience in guiding us on the HQ application. Your bubbly & smiley nature goes a long way in helping in our understanding. We learnt alot especially when you "go the extra mile" 🙏😇 It was a wonderful session - we are encouraged to do hands-on on the software!

Natalie Choo. Prudential Singapore

Joan came over to share with my team on how we can maximise the usage of HQ for our advisory business. I think you’d have fun meeting her up!