Moms Never Retire?

Joan Tong

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Women are more likely to leave financial planning to their spouses. Here’s why that’s a problem

New research finds that women tend to leave crucial money moves up to their spouses or significant others, which sets them back financially. This tendency is especially prevalent among women ages 20 to 34. Couples can take several steps to make sure both sides have a say in big financial decisions.

How to Retire Early Even If You Have Kids

The Financial Independence Retire Early (FIRE) movement encourages followers to reach early retirement through a combination of frugal living, smart investments, and passive income. Here's how to meet that goal while raising children.

Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

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Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

WhatsApp me at +65 81886955

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Testimonials and Referral Notes

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Aderline. Financial Consultant. CO Wealth Advisory

A few of my colleagues met up with Joan for a session and we found her to be helpful and professional. She also did not hesitate to give us ideas, tips, insights and inspiration in which we found applicable. So it you're in the sales line, do get to connect with Joan and check out this cool HQ platform!

Donna. Senior Financial Planner. Prudential Singapore

Joan is a reliable & effective person in helping people to engage their clients in a more meaningful way. She's also responsible, patient and helpful. You'll enjoy meeting her!

Christopher Joo. Financial Consultant. AIA Singapore

Joan came to our agency to do a training and we thought it was highly informative and engaging. She was also in giving us ideas in which we found practical and I highly recommend any salesperson to adopt this system. Get to know her!

David Lee. Prudential Singapore

I met up with Joan today on how I could maximise the usage and potential of HQ in my advisory business. I found it practical and engaging. I think you’d enjoy using this system and learning from her!

Xueli. Financial Consultant. Prudential Singapore

I lately got to finally catch up with Joan my senior. Being in this business for about a year now, I was introduced by an associate who was using the HQ platform. When I found out that Joan was working here and would be the one training us, I was pleasantly surprised. She takes her work seriously and does her best in supporting us. Not only does she does she impart how we can maximise the platform, she's also still as friendly and amiable as before. I have managed to get several referrals using the HQ system, and I'm excited to see how I can grow my business with their solutions. I strongly recommend!

Joan Tong. Headquarter

In facing increasing competition for attention, staying in touch consistently with clients & prospects and getting repeat businesses can become a struggle. This is a pain point that we at Headquarter work to solve, and where we fill that gap via automation & managed services. Let us work together to see how HQ can best serve your needs. Tap here to schedule an appointment for a demo or a review session with me today!