Moms Never Retire?

Joan Tong

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Women are more likely to leave financial planning to their spouses. Here’s why that’s a problem

New research finds that women tend to leave crucial money moves up to their spouses or significant others, which sets them back financially. This tendency is especially prevalent among women ages 20 to 34. Couples can take several steps to make sure both sides have a say in big financial decisions.

How to Retire Early Even If You Have Kids

The Financial Independence Retire Early (FIRE) movement encourages followers to reach early retirement through a combination of frugal living, smart investments, and passive income. Here's how to meet that goal while raising children.

Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

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Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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Testimonials and Referral Notes

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Fiona. PIAS

Joan and I met up for a training session and I found it very beneficial and refreshing. It was a nice and awesome session. I like that she is very patient, friendly and approachable and I have gotten a better idea on how I can use HQ more effectively thanks to her sharing. I think you need to hear from her and it will be worth your time.

David Choo. Director. Great Eastern Life

Joan came to our office to do a training session with us today regarding the HQ platform. It was fun-filled session. Not only that, we found it very interesting and engaging and we are excited about how their tools and system will help empower & add value to our clients, advisors and agency in the long term. Cheers!

Andrew Chuah. Financial Services Director. Prudential Singapore

When Joan came to our agency, we found her to be an engaging trainer who's helpful, fun-loving and is genuinely invested in positioning us well. I'm grateful for her and her team's support and I strongly recommend her and the company HQ. She's someone you should get to know and meet. You won't regret it!

Aihua. Senior Financial Consultant. Prudential Singapore

I met up with Joan today for a session on how to use the HQ system. I must say that it was very useful and interesting, and she's helpful and engaging. 她也很可爱！ Thank you for your time! And get to know Joan, you won't regret it!

Jaslyn Ng. Financial Services Director. Top of The Table. Prudential Singapore

Joan is a helpful, engaging and enthusiastic trainer who has our interests at heart when it comes to positioning us well. She takes effort to educate & show us clearly how their system can work for us. Not only that, I also found the Headquarter system very comprehensive and user-friendly in delivering touchpoints to our customers. I'm thankful for her work and her team so far and I highly recommend her & the company HQ!

Joan Tong. Headquarter

In facing increasing competition for attention, staying in touch consistently with clients & prospects and getting repeat businesses can become a struggle. This is a pain point that we at Headquarter work to solve, and where we fill that gap via automation & managed services. Let us work together to see how HQ can best serve your needs. Tap here to schedule an appointment for a demo or a review session with me today!