Mind Over Money

Joan Tong

In Touch

A Monthly Curated Newsletter

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Inflation woes? We crowdsourced 9 grocery-shopping tips from aunties

Feeling the pinch? Here's a list of simple hacks when you're out shopping for essentials.

How To Create a Personal Budget in 6 Steps

Budgeting allows you to effectively track and manage your income so you can control how much you spend and save. Use the following steps to create and manage a successful budget

JAPANESE MONEY SAVINGS TIPS - Kakeh - Shsei

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Joan Tong. Headquarter

It is an honour for myself & Headquarter to be part of the Media/Crowdfunding team for the once-in-a-lifetime GoSpace project. On 31 May 2019, Mr Lim Seng attempted Singapore's maiden journey into space from Alice Springs, Australia. Though the mission had to be aborted prematurely due to depressurization, the Space team was successful in the attempt and managed to attain over 24,000 ft above sea level after 19 minutes of steady ascent. It has been a long time coming and the journey continues. The Space team is not giving up. And so are we. In the photo is Mr Lim Seng, the head & heart behind this treacherous-yet-remarkable mission. Keep your eyes peeled as he sends the first Singaporean to the edge of space!

Sally Chew. Senior Financial Planner, Great Eastern

I just want each of you to know how great Joan is! She came to support us with her 100% to walk us through how we can best maximise the potential of HQ for ourselves. She’s the person you want to meet in the morning - contagious happy vibes! The session went so well because of her genuine effort and patience with us. Through her training session, I am able to fully optimise my usage of HQ. Thanks Joan for the blessed session!

Cliff Chen. Senior Financial Consultant. Great Eastern Singapore

Joan was insightful in generating ideas in which I found practical. It was a very interesting session and I highly recommend any salesperson and practitioner out there to adopt this system from HQ!

David Chua. Financial Services Director. AIA-SP Affluence

Joan came to do a training for our group and we found it incredibly useful and insightful. I think anyone in Sales can definitely from this system!

Aderline. Financial Consultant. CO Wealth Advisory

A few of my colleagues met up with Joan for a session and we found her to be helpful and professional. She also did not hesitate to give us ideas, tips, insights and inspiration in which we found applicable. So it you're in the sales line, do get to connect with Joan and check out this cool HQ platform!

Shimin

I like how Joan is patient and reliable, and she is also an insightful and engaging trainer who has our interests at heart when it comes to positioning us well.I'm grateful for her work so far and I highly recommend her and the company HQ!