Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Joan Tong

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

Are Your Money Beliefs Holding You Back?

According to research performed by Dr. Brad Klontz and Dr. Sonya Britt, professors at Kansas State University, three out of four primary money beliefs (money avoidance, money status, and money worship) are linked to potentially destructive financial behaviors. For example, these patterns of money beliefs have been associated with having lower levels of net worth, lower income, and higher amounts of revolving credit.

Freedom from the money culture | Lynne Twist | TEDxBerkeley

view video

Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

WhatsApp Me

unsubscribe

You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Patrick Chang. SimplyWills

I just met up with Joan today on how HQ could add value to our outreach process. She has shared with me some interesting ideas to explore and I believe that you’ll learn something useful from meeting up with her.

Colin Choo. PropNex Singapore

Recently Joan showed me the power of the HQ system. I think you'd be interested in finding out more. After sign up, your sales will skyrocket.

Jessy Chai. Prudential. Pacesetters Organisation

Joan met up with myself and Cheng Hao on how we can maximize the use of HQ, a Sales OS platform. It was interesting and I think you should to get know Joan.

Gagi Lee. Financial Consultant. Prudential Singapore

I found Joan to be an effective and bubbly person who makes it her duty to help people like me to engage our clients in a more fun and engaging manner. Thanks Joan & HQ!!

Joan Tong. Headquarter

It is an honour for myself & Headquarter to be part of the Media/Crowdfunding team for the once-in-a-lifetime GoSpace project. On 31 May 2019, Mr Lim Seng attempted Singapore's maiden journey into space from Alice Springs, Australia. Though the mission had to be aborted prematurely due to depressurization, the Space team was successful in the attempt and managed to attain over 24,000 ft above sea level after 19 minutes of steady ascent. It has been a long time coming and the journey continues. The Space team is not giving up. And so are we. In the photo is Mr Lim Seng, the head & heart behind this treacherous-yet-remarkable mission. Keep your eyes peeled as he sends the first Singaporean to the edge of space!

Lucky Lim. AIA Financial Advisers

Today I met up with Joan for a Refresher Session and I found it useful and valuable in helping my business. I think it’s worth for you to explore and learn more about this Headquarter system.