View this email in your browser

Joan Tong

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
read more
 

Are Your Money Beliefs Holding You Back?

According to research performed by Dr. Brad Klontz and Dr. Sonya Britt, professors at Kansas State University, three out of four primary money beliefs (money avoidance, money status, and money worship) are linked to potentially destructive financial behaviors. For example, these patterns of money beliefs have been associated with having lower levels of net worth, lower income, and higher amounts of revolving credit.

 
read more
 

Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
-
WhatsApp me at +65 81886955  
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Grace Ng. Senior Financial Planner. Great Eastern Life

Joan is a friendly trainer who is helpful and convicted in helping us to brand ourselves effectively. I appreciate working with her and her company Headquarter. I think you'd enjoy getting to know her as well! I highly recommend.

Frederick. Senior Financial Consultant. Great Eastern Financial Advisers

Joan is an interesting trainer who makes the session engaging and fun. She shares ideas that work and I found practical and has utility. Get to know this system and to connect with her!

Corlissa Ling. Financial Consultant. AIA Singapore

When Joan came to our agency to do a training, I liked that she was very comprehensive in covering what we needed to know. It was an easy to follow and fun session overall. She's also an approachable person. Thanks Joan & HQ!

Lynette Ng. Financial Consultant. AIA Singapore

I like how during our session with Joan, she was energetic and lively and made it a point to relate to us the benefits of the HQ system's features in an easy-to-understand manner. She's also someone who has our interests at heart when it comes to helping us understand how we can best use the system. Not to mention she's fun-loving & amicable too, and you'd enjoy getting to meet her!

Jun Hong. Financial Services Director. Prudential

Joan came to our agency today to do a training on how to use the Headquarter Platform. I found it interesting and refreshing. I think you'd benefit from meeting her and getting to know her too!

Josh Han. Great Eastern Life

Joan came over to demonstrate how HQ can be used for our advisory system. I found it fun and cool and I think you’d benefit from it too!