View this email in your browser

Joan Tong

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
read more
 

Are Your Money Beliefs Holding You Back?

According to research performed by Dr. Brad Klontz and Dr. Sonya Britt, professors at Kansas State University, three out of four primary money beliefs (money avoidance, money status, and money worship) are linked to potentially destructive financial behaviors. For example, these patterns of money beliefs have been associated with having lower levels of net worth, lower income, and higher amounts of revolving credit.

 
read more
 

Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joan Tong
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Calvin Bok. Financial Services Manager. Financial Alliance Pte Ltd

Joan came to our premise to do a training on how best to use and maximise the Headquarter platform facility. We found it interesting and useful, really appreciate her patience & helpfulness! I won't hesitate to recommend her and HQ to anyone!

Shimin's Team. AXA Insurance

We had a great time with Joan today learning about HQ and how it could aid in our business. It was an interesting and engaging session and you should take the time to hear her out.

Peter Lim. DPG Group

Joan came down today to share with us how HQ can be used to or advantage in our advisory system. I think it’s worth for you to explore and get to know her.

Christine Tan. Prudential. GNK Group

Joan and I met up today for a refresher training session. I found it very useful and I think that you will not regret getting to know her for your own work purposes.

Clara Phua. Chartered Financial Consultant. PACS

Joan and I finally caught up today and I found her to be very helpful and dedicated in her area of work. She helped me sort out my web profile and was creative & insightful in generating ideas in which I could apply in my business. I highly recommend you and your team to check out their interesting and awesome system. You won't regret it!

Wei Chun. Senior Financial Consultant. Prudential Singapore

Excellent person to work with. Knows her products and services inside out, delivers solution with deep insights on untapped potential.