Finding The Silver Lining

Joan Tong

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

view video

Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

WhatsApp Me

unsubscribe

You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This newsletter is not representative of the views of the company.

© Joan Tong, All rights reserved.

Testimonials and Referral Notes

View the full list

Calvin Bok. Financial Services Manager. Financial Alliance Pte Ltd

Joan came to our premise to do a training on how best to use and maximise the Headquarter platform facility. We found it interesting and useful, really appreciate her patience & helpfulness! I won't hesitate to recommend her and HQ to anyone!

David Lee. Prudential Singapore

I met up with Joan today on how I could maximise the usage and potential of HQ in my advisory business. I found it practical and engaging. I think you’d enjoy using this system and learning from her!

Eugene. Prudential

Joan met up with Jun and myself to go through how HQ can be used to benefit our advisory process. She did a good job explaining to us. We found it to be an interesting and refreshing session. I seriously think you'd benefit from meeting and getting to know her.

Eugene Cheong. Senior Financial Advisor. PIAS-Apex

I experienced the services of Joan and her company, Headquarter.io, and I found it to be very insightful and refreshing. I'm thrilled to learn more and I believe that you will benefit from getting to know what their client engagement platform can do for you!

Rossellini & Emelyn. Senior FCs. Eminence Group

We got to know HQ services thanks to our colleagues who got signed up lately for the refreshing features and reminder functions that they had to offer for our work processes. We think it's worth exploring and finding out more from Joan and her team on how it can be beneficial for your business! And thank you Joan for the session and for taking the time to bring us through on how we can use and maximise the HQ system! It was easy to understand and useful. All the best!

Wei Shan. Financial Consultant. Great Eastern Life

Joan and I met up this morning for a training session on how to maximise the usage of the HQ platform. She was very engaging in her way of explaining and I think you can benefit from meeting her too!