80 Summers, 80 Winters, 1 Life

Joan Tong

In Touch

A Monthly Curated Newsletter

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

The Easiest Way to Live a Short, Unimportant Life

As people age, they tend to find themselves consuming more and creating less. To put it bluntly: the easiest way to live a short unimportant life is to consume the world around you rather than contribute to it. People who contribute to their community live longer. But why is this true? And how can you apply it to your own life

Why it’s crucial to understand the purpose of money in your life

Once you know your financial purpose, write it down. Stick it on your fridge. Carry it with you. Memorise it. Use it whenever you need to make sure you’re using your money as a tool to support the life you want to live. We get one shot. Spend time deciding what you want out of life and choose how to use your money to support it. Live the life you’ll be proud to look back on without regret or remorse.

This Is How Short Your Life Is

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Joan Tong

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This newsletter is not representative of the views of the company.

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Testimonials and Referral Notes

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Alex Chong & Winson Ng. Financial Services Director & Financial Services Manager. AIA Singapore

Joan is someone who is passionate and energetic, and cares deeply about the progress of clients and users like us. She is also bubbly and approachable, and is good at what she does. In spite of our busy schedules, she was very patient and on-the-ball with her follow-ups and took time to catch up with us on-site, which we appreciate. Her training is clear, and we found the HQ platform to be user-friendly and easy to understand. Thank you Joan and HQ! Highly recommended.

Fiona. PIAS

Joan and I met up for a training session and I found it very beneficial and refreshing. It was a nice and awesome session. I like that she is very patient, friendly and approachable and I have gotten a better idea on how I can use HQ more effectively thanks to her sharing. I think you need to hear from her and it will be worth your time.

Wenji. Financial Consultant. Prudential Singapore

A session with Joan reveals that she dedicated in her work in helping agents like myself service and retain clients in a more effective way. She's on-the-ball in helping us understand the system and also quick to answer questions that we may have. If you're in the financial services or sales line, do get to know Joan and check out how the HQ system can work for you!

Frederick. Senior Financial Consultant. Great Eastern Financial Advisers

Joan is an interesting trainer who makes the session engaging and fun. She shares ideas that work and I found practical and has utility. Get to know this system and to connect with her!

Donna. Senior Financial Planner. Prudential Singapore

Joan is a reliable & effective person in helping people to engage their clients in a more meaningful way. She's also responsible, patient and helpful. You'll enjoy meeting her!

Jeremy Ng. Executive Senior Manager. Henry Kencana & Associates. Great Eastern Life

Not only is it a great system but it’s filled with great people leading the team. Namely Samuel who leads and Joan whom greatly supports. Joan gives her heart when she trains. And she is so open towards hearing and learning from us at the same time. Joan & Samuel constantly support and work hard as the backbone of HQ to add value to us. Not only is this consistent at point of sale of HQ system, it is also followed through with coaching and guiding our team after we became users of HQ. HQ incentives made it so helpful and encourage us to add value when we meet clients. This in turn attain great testimonials that supports the team as well as adds value to the marketplace. This is definitely a system to adopt for all practitioners out there!