3 Financial Wisdom from a woman with 3B Net Worth

Joan Tong

In Touch

A Monthly Curated Newsletter

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

The 3 Best Pieces of Financial Wisdom From Oprah Winfrey

From movies to books to TV shows, it seems that everything Oprah touches turns into gold. There's a lot that we can learn from Oprah, so here are her three best pieces of financial wisdom.

How to Create Better Spending Habits

Spending money is a fact of life, albeit one of the fun ones. Another fact of life: How you spend your money is just as important to your financial success as your decision to save or get out of debt.

Financial Advice From KIDS

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Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
Joan Tong

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Testimonials and Referral Notes

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Alice Phua. Michael Seow & Associates

It was wonderful having Joan here with us to share and refresh my memory about the HQ platform. She was engaging and I found the hands-on approach effective in aiding our learning. She is also helpful and attentive to my needs - helping me to brainstorm ideas and giving suggestions on how my services could be marketed. Truly appreciate her work. Keep it up, Joan!

Bee Ling. Master Financial Consultant. Prudential

I met up with Joan for a Refresher Session and I found her to be effective and engaging in imparting to me how HQ can be harnessed for my benefit. The time spent with her to clarify my doubts and questions on HQ was worth it as she guided me along. It was fun being around her too. Do get in touch with her and I think you'd find it useful!

Evonne Chew. Financial Consultant. SP Group

Joan is very helpful in taking me through how to use the HQ system. I think it is useful and interesting getting to meet her up and getting to know her. You should take the time to hear from her soon too!

Rossellini & Emelyn. Senior FCs. Eminence Group

We got to know HQ services thanks to our colleagues who got signed up lately for the refreshing features and reminder functions that they had to offer for our work processes. We think it's worth exploring and finding out more from Joan and her team on how it can be beneficial for your business! And thank you Joan for the session and for taking the time to bring us through on how we can use and maximise the HQ system! It was easy to understand and useful. All the best!

Wil-son Lee. Dynamic Group. Manulife Financial Advisers

I finally had a face to face meet up for a training conducted by Joan. For the past two years, I was exploring how to use the HQ system by myself and with the support by Joan & team. Joan is ever cheerful and has been prompt in helping me via WhatsApp. Addressing the technical issues I faced using the system and how I could utilise many of the functions HQ provides. Till date, HQ has enhanced features which helps me with servicing my clients. I have referred friends who found HQ fascinating and consider getting this system to help in their course of work. Will continue to refer others too. Appreciate the HQ team and special thanks to Joan!

Patrick Chang. SimplyWills

I just met up with Joan today on how HQ could add value to our outreach process. She has shared with me some interesting ideas to explore and I believe that you’ll learn something useful from meeting up with her.